Charlotte, NC, December 13, 2025

Robert Allen Bentley, a senior project manager with A&M Premier Roofing & Construction, was arrested for felony insurance fraud in Charlotte. He allegedly damaged a roof to file a fraudulent $30,000 insurance claim. This arrest was part of a sting operation by state authorities aimed at combating roofing scams that inflate homeowner insurance premiums.

Charlotte Roofing Contractor Arrested in Insurance Fraud Sting Operation

Charlotte, NC – Robert Allen Bentley, a 36-year-old senior project manager with A&M Premier Roofing & Construction, was arrested on December 10, 2025, on charges of insurance fraud, attempting to obtain property by false pretense, and conspiracy. These are all felony charges. Bentley is accused of conspiring with a co-worker to defraud North Carolina Farm Bureau Insurance Group by intentionally damaging shingles on a Wake County home’s roof and falsely claiming the damage was caused by wind and hail. The fraudulent claim aimed to secure a $30,000 payout from the insurance company.

The investigation was a collaborative effort between the North Carolina Department of Insurance’s Criminal Investigations Division and the Farm Bureau’s Special Investigations Unit. The sting operation utilized a “bait house” to catch roofing company employees intentionally damaging roofs to create repair work for themselves and support fraudulent insurance claims. Advanced surveillance techniques and expert analysis were employed to build the case.

North Carolina Insurance Commissioner Mike Causey emphasized the seriousness of roofing scams, stating that they are significant crimes that harm both insurance companies and homeowners by increasing insurance premiums. He expressed gratitude to Farm Bureau for partnering in the investigation and highlighted the ongoing efforts to combat such fraud.

Background on Roofing Fraud in North Carolina

Insurance fraud in the roofing industry has been a persistent issue in North Carolina. In previous cases, individuals have been charged with similar offenses, including obtaining property by false pretense and failing to perform contracted work after receiving payment. These cases highlight the ongoing efforts by state authorities to address and prevent fraudulent activities within the roofing sector.

Tips to Avoid Roofing Scams

• Be cautious of unsolicited door-to-door roofers: Always be suspicious of contractors who show up uninvited, especially after storms. Politely decline their services and do your own research before hiring anyone.
• Don’t pay upfront: If a contractor requests full payment or large deposits before any work begins, consider it a red flag. A small deposit may be standard, but most of the payment should be made after work is completed to your satisfaction.
• Get multiple estimates: Obtain at least 2–3 written estimates from local, reputable companies to compare pricing and details. Verify their credentials with the Better Business Bureau and state agencies, such as the NCDOI. Online reviews on platforms like Google, Angi, and HomeAdvisor can also be helpful.
• Be cautious of “free” roof inspections: Some fake inspectors may “find” damage and pressure you into speedy repairs. If you suspect damage, contact your insurance company first, or a roofer you choose—not one who shows up uninvited.
• Don’t sign anything under pressure: Resist high-pressure sales tactics or contracts with unclear language. Take time to read all contracts, and never sign an Assignment of Benefits (AOB) unless you fully understand the legal implications.
• Confirm permit requirements: In most towns, significant roof work requires a building permit. Talk to your contractor about this and make sure they handle it properly.
• Get everything in writing: Ask your contractor for a written explanation of the proposed work, a list of the materials used, a timeline for repairs, a breakdown of the costs, and the warranty details.

Conclusion

The recent arrest of Robert Allen Bentley serves as a stark reminder of the risks associated with roofing fraud, which ultimately affects homeowners and the broader community. By staying informed and cautious, consumers can protect themselves and contribute to a healthier economic environment in Charlotte. It’s vital for residents to support legitimate local businesses and participate actively in the safeguarding of their neighborhood’s economic integrity. Always report suspicious activities and ensure that the contractors you engage are reputable and trustworthy.

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Author: HERE Charlotte

The CHARLOTTE STAFF WRITER represents the experienced team at HERECharlotte.com, your go-to source for actionable local news and information in Charlotte, Mecklenburg County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Lovin' Life Music Festival, Charlotte Pride festival, and major sporting tournaments at Bank of America Stadium. Our coverage extends to key organizations like the Charlotte Regional Business Alliance and Foundation for the Carolinas, plus leading businesses in finance and entertainment that power the local economy such as Bank of America and NASCAR. As part of the broader HERE network, including HEREAsheville.com, HEREGreensboro.com, HERERaleigh.com, and HEREOBX.com, we provide comprehensive, credible insights into North Carolina's dynamic landscape.