Charlotte, NC, December 14, 2025

Robert Allen Bentley, a senior project manager at A&M Premier Roofing & Construction, was arrested on felony charges of insurance fraud in Charlotte. He allegedly conspired to damage a roof and file a fraudulent insurance claim for $30,000. The arrest followed a sting operation led by the Department of Insurance’s fraud investigators, highlighting the ongoing issue of roofing scams in North Carolina. Homeowners are urged to remain vigilant and informed about potential fraud in the construction and roofing industries.

Charlotte Roofing Contractor Arrested in Insurance Fraud Sting

CHARLOTTE, N.C. — Robert Allen Bentley, a 36-year-old senior project manager from A&M Premier Roofing & Construction, was arrested on December 10, 2025, on felony charges related to insurance fraud. Bentley is accused of conspiring to damage a roof and file a fraudulent insurance claim for $30,000.

Details of the Arrest

Bentley faces charges of insurance fraud, attempting to obtain property by false pretense, and conspiracy. According to the arrest warrant, Bentley collaborated with a co-worker to intentionally damage and bend shingles on a Wake County home’s roof. They then falsely claimed the damage was caused by wind and hail, aiming to secure a $30,000 claim from North Carolina Farm Bureau Insurance Group.

Investigation and Charges

The arrest resulted from a two-month sting operation coordinated between the Department of Insurance’s fraud investigators and Farm Bureau’s Special Investigations Unit. A second arrest is pending. Bentley’s actions have led to felony charges, including insurance fraud, attempting to obtain property by false pretense, and conspiracy.

Background on Roofing Scams in North Carolina

Roofing scams are a significant concern in North Carolina, with previous cases highlighting the issue. For instance, in 2018, Ricardo Romero, owner of Above and Beyond Roofing, was arrested on charges stemming from a months-long investigation into fraudulent roof repair.

Preventing Roofing Scams

To protect yourself from roofing scams, consider the following tips:

• Be wary of unsolicited contractors: Always be suspicious of contractors who show up uninvited, often after storms. Politely decline their services and do your own research before hiring anyone.
• Don’t pay upfront: If a contractor requests full payment (or large deposits) before any work begins, that should be a red flag. A small deposit may be standard (10–20%), but most of the payment should come after work is completed to your satisfaction.
• Get multiple estimates: Obtain at least 2–3 written estimates from local, reputable companies to compare pricing and details. Verify their credentials with the Better Business Bureau and state agencies, such as NCDOI. Online reviews can also be helpful. Ask for proof in writing, not just verbal assurances.
• Be cautious of “free” roof inspections: Some fake inspectors may “find” damage and pressure you into speedy repairs. If you suspect damage, contact your insurance company first, or a roofer you choose – not one who shows up uninvited.
• Don’t sign anything under pressure: Resist high-pressure sales tactics or contracts with unclear language. Take time to read all contracts, and never sign an Assignment of Benefits (AOB) unless you fully understand the legal implications.
• Confirm permit requirements: In most towns, significant roof work requires a building permit. Talk to your contractor about this and make sure they handle it properly.
• Get everything in writing: Ask your contractor for a written explanation of the proposed work, a list of the materials used, a timeline for repairs, a breakdown of the costs, and the warranty details.

If you suspect you have roof damage after a storm, call your insurance company first and ask for an adjuster to take a look at your roof before allowing anyone else up there.

Reporting Insurance Fraud

If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll-free from anywhere in North Carolina at 888-680-7684.

Conclusion

The arrest of Robert Allen Bentley underscores the ongoing issue of roofing scams within the state. It serves as a crucial reminder for homeowners to remain vigilant and informed about potential threats in the construction and roofing industries. Supporting legitimate and reputable local businesses can contribute to the overall integrity of the Charlotte community, fostering a safer environment for all residents.

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Charlotte Roofing Contractor Arrested in Insurance Fraud Sting Operation

Author: HERE Charlotte

The CHARLOTTE STAFF WRITER represents the experienced team at HERECharlotte.com, your go-to source for actionable local news and information in Charlotte, Mecklenburg County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Lovin' Life Music Festival, Charlotte Pride festival, and major sporting tournaments at Bank of America Stadium. Our coverage extends to key organizations like the Charlotte Regional Business Alliance and Foundation for the Carolinas, plus leading businesses in finance and entertainment that power the local economy such as Bank of America and NASCAR. As part of the broader HERE network, including HEREAsheville.com, HEREGreensboro.com, HERERaleigh.com, and HEREOBX.com, we provide comprehensive, credible insights into North Carolina's dynamic landscape.