News Summary
Latonya Rayford, a resident of Charlotte, won an impressive $8 million from the $8 Million Money Maker scratch-off lottery ticket purchased at BP Food Mart. Opting for $400,000 annual payments for 20 years rather than a lump sum, she collected her first amount after taxes at the North Carolina lottery headquarters. The scratch-off game, launched in December, still holds three top prizes and offers a thrilling chance for players looking to change their fortunes.
Charlotte, N.C. – Latonya Rayford, a resident of Charlotte, recently hit the jackpot by winning the $8 million top prize from a popular scratch-off lottery ticket. The winning ticket, known as the $8 Million Money Maker, was purchased at BP Food Mart located on West Sugar Creek Road.
Rayford made the decision to receive her winnings in the form of $400,000 annual payments for the next 20 years rather than taking a lump sum payout of $4.8 million. Following her choice, she collected her first payment at the North Carolina lottery headquarters in Raleigh, where, after state and federal tax withholdings, she received $287,014.
The $8 Million Money Maker scratch-off game was launched in December and offers five top prizes of $8 million. Additionally, the game includes ten prizes of $100,000, with Rayford being the second winner to claim one of the top prizes. Currently, there are still three top prizes left unclaimed, and seven $100,000 prizes also remain available within the game.
The lottery’s structure emphasizes the potential for significant payouts, reflecting how lottery games can transform lives. It is worth noting the importance of responsible gambling, reminding players about the risks and encouraging them to play within their means.
Lottery games, such as scratch-off tickets, have become an increasingly popular means for individuals to try their luck at winning substantial sums of money. These games not only provide entertainment but also create opportunities for life-changing financial windfalls. With enticing prizes and gameplay, scratch-off tickets attract a wide range of players in hopes of striking it rich.
Rayford’s victory serves to highlight the excitement surrounding lottery games and exemplifies how winning can change a person’s circumstances. Her decision to opt for annual payments balances the allure of winning with the practical considerations of managing newfound wealth over time. With substantial annual payments, winners can approach their financial future with a more sustainable strategy, mitigating the risk of overspending that can accompany large lump-sum payments.
Overall, Rayford’s win is a notable reminder of the life-altering opportunities that lottery games present, alongside the necessity for players to engage in responsible gaming practices. As lottery revenues contribute to various public programs and initiatives, they also spark conversations about the overall impact of gambling in society. Awareness around the importance of playing safely remains crucial as more players participate in these games hoping for their chance at significant rewards.
With several prizes still on offer from the $8 Million Money Maker ticket, players across North Carolina will likely continue to flock to local retailers, enticed by the possibility of becoming the next big winner.
Deeper Dive: News & Info About This Topic
HERE Resources
Charlotte Woman Wins $8 Million Lottery Prize
North Carolina Appeals Court Ruling Alters Blue Light Case
Charlotte Man Wins $100,000 Lottery Jackpot
Additional Resources
- WBTV: Charlotte Woman Wins $8 Million Top Prize Scratch-Off Lottery Ticket
- Charlotte Observer: Charlotte Woman Scores Massive Lottery Prize
- ABC11: 2 NC Residents Start Holiday Bang Win Big Lottery Prizes
- Wikipedia: Lottery
- News Observer: Charlotte Woman’s $8 Million Lottery Win
- Google Search: Charlotte Lottery News

Author: HERE Charlotte
The CHARLOTTE STAFF WRITER represents the experienced team at HERECharlotte.com, your go-to source for actionable local news and information in Charlotte, Mecklenburg County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Lovin' Life Music Festival, Charlotte Pride festival, and major sporting tournaments at Bank of America Stadium. Our coverage extends to key organizations like the Charlotte Regional Business Alliance and Foundation for the Carolinas, plus leading businesses in finance and entertainment that power the local economy such as Bank of America and NASCAR. As part of the broader HERE network, including HEREAsheville.com, HEREGreensboro.com, HERERaleigh.com, and HEREOBX.com, we provide comprehensive, credible insights into North Carolina's dynamic landscape.


